Best Pet Insurance in Ohio 2024

Pet insurance in Ohio is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.

Why Pet Insurance in Ohio is Important

In the picturesque state of Ohio, pets are an integral part of our families, providing boundless joy and companionship.
Get a free pet insurance quotes and find the best plan for your pets.
But, with 1 out of 3 pets needing emergency vet care in their lifetime, many pet parents live with constant stress, wondering if they can afford treatment should something happen. And that’s where pet insurance becomes crucial. Pet insurance in Ohio is surprisingly affordable and helps ensure your fur baby gets the care they need should an unexpected accident or illness occur.

How to Choose the Best Pet Insurance in Ohio

Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in Ohio is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make. 

But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help. 

But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.

Top Pet Insurance Providers of 2024 in Ohio
Rating Provider Total Review
4.4 AKC 889
4.7 ASPCA 11,492
4.9 Embrace 14,418
4.9 Fetch 2,344
4.4 Figo 2,610
4.7 Hartville 164
4.9 Healthy Paws 7,496
4.9 Lemonade 792
3.2 ManyPets 2,258
4.6 MetLife 522
4.8 Nationwide 21,394
4.3 Pet Assure 12
4.7 PetPartners 110
4.5 Pets Best 7,215
4.3 Pumpkin 1,249
4.7 Spot 5,696
4.9 Trupanion 60,393
4.8 Prudent Pet 125

How Much is Pet Insurance in Ohio?

Cost of pet insurance coverage in Ohio will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in Ohio will likely pay more than those in a smaller, rural area. 

The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.

And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.

To give you a general idea of how much it costs to insure dogs and cats in Ohio, take a look at the following charts:

Most popular dog breeds insured in Ohio

Breed Average Monthly Cost
Other Mixed Breed $46.85
Chihuahua $16.88
Labrador Retriever $46.19
Dachshund smooth $32.93
Bichon Frise $31.07
Data source date 60 days, cost based on user selected average

Most popular dog breeds insured in Ohio

Breed Average Monthly Cost
Other Mixed Breed $16.52
Tabby $25.02
Russian Blue $21.12
Calico $21.66
Data source date 60 days, cost based on user selected average

The best pet insurance in Ohio really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!

Our Pet Parents reviews

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5

out of 5

Amazing Claim Service

I have worked in claims many years and have never found a company with such quick turnaround on a claim. I needed clarification on a point and the claim representative was cheerful and well informed.

BY: Laura McDonnel

POSTED: 10/11/2023

5

out of 5

Peace of mind

I wasn't sure what was wrong with my dog. She went from being happy, playful and active to lying on her dog bed, whining and unable to chase a ball. My vet felt that it was an ACL injury and lumbar strain, fortunately, she did not need surgery but was started on a series of anti-inflammatory medicat...

BY: Lisa Breuner

POSTED: 07/06/2024

5

out of 5

Cancer and my Boxer

Embrace provided excellent coverage when my boxer was diagnosed with cancer of the jaw and had to have a jaw removal and then chemotherapy. This was the second boxer with cancer, and for the first one they paid out over $18K over two years which is a LOT to provide the excellent care required by ly...

BY: Linda Powell

POSTED: 06/13/2024

5

out of 5

Fetch by the Dodo

I have had the Fetch insurance on my German Shepherd Dog since he was 3 months old Insurance is expensive but is well worth having My dog had surgery and ended up with an infection and Fetch paid a considerable amount of the bill which was $2,000.00.

BY: Lu-Ann Czapla

POSTED: 04/25/2024

5

out of 5

Happy with FIGO

I've been with FIGO for alsmost 9 years now, 8 German Shepherds. They've been a great company to do business with. Claim's are processed quickly. Price is fair even with the increases that they all do every year. Will never go without pet insurance.

BY: Dina Hall

POSTED: 02/22/2024

5

out of 5

Strongly recommend

I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big...

BY: Lisa Burns

POSTED: 12/22/2023

5

out of 5

Healthy Paws a Special Thank you!

Healthy Paws has once again came to my rescue. I have a little yorkie who turns one year on July 24th. She needed surgery and Healthy Paws provided the coverage. I cannot express my gratitude and the compassion that I received from the Healthy Paws staff. Thank you with all my heart. Judy

BY: Sasha Kerti

POSTED: 07/11/2024

5

out of 5

Wonderful customer Service! Easy to use!

Lemonade has been wonderful! Easy to use and file a claim. Customer service is exceptional!

BY: Melissa Marflak

POSTED: 06/27/2024

5

out of 5

ManyPets Insurance

I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.

BY: Sharon Johnson

POSTED: 03/28/2024

5

out of 5

Easy process

Insurance claiming was so easy and speedy, typically takes about 2-3 days to complete reimbursement. So important to have my dog covered for wellness as well. I had the policy with Metlife for a few months and it has been very good so far. Thank you, MetLife!

BY: Lydia Wu

POSTED: 07/12/2024

5

out of 5

Insurance Covered Major Dental Work

My elderly dog needed major dental surgery which was carefully and respectfully provided by my local vets. She was tested to see if she could handle anesthesia (she could) and surgery went well. When I submitted my claim, the insurance covered easily half of the costs which was deeply appreciated. B...

BY: Patricia Mail

POSTED: 06/13/2024

5

out of 5

Fast and Easy

Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended

BY: Jazz Miller

POSTED: 01/19/2023

5

out of 5

Arshy Torres

Excelente!!!

BY: Tilka Torres

POSTED: 09/22/2021

5

out of 5

Always peace of mind

My dog had a mass on his lip that was getting bigger and not going away. Regardless of the fact that I have pet insurance I only reserve it for those very necessary times. He went in for a procedure to have the mass removed and thankfully it was benign. But the peace of mind that brought me to know...

BY: Dee Miya

POSTED: 07/09/2024

5

out of 5

Covered dog's emergency visit and TPLO surgery due to injury/CCL tear

We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...

BY: Kortney Babington

POSTED: 12/11/2023

5

out of 5

Bivvy Insurance

This review is for Bivvy. They had the best prices, fastest turnaround, helpful on--line or on phone. So easy and quick filing claims on line, had my money within a couple days. Unfortunately, they went out of business which is so sad. When they closed they suggested using Spot. My insurance wi...

BY: Ann Cruz

POSTED: 11/02/2023

5

out of 5

Used first day I picked up my dog

Picked up my puppy and on my way home he had a coughing spell so we stopped at the hospital. I had activated my coverage the day before we got him and couldn't believe it was able to help us. The representatives were very kind and supportive and walked me through the process. All is fine now and...

BY: Linda Haas

POSTED: 07/02/2024

5

out of 5

Without a doubt…

Without a doubt, the best pet insurance one should buy for their loved one (pet). The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice ! Thanks

BY: Victor B

POSTED: 11/04/2020