Best Pet Insurance in Florida 2024
Pet insurance in Florida is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.
Why Pet Insurance in Florida is Important
How to Choose the Best Pet Insurance in Florida
Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in Florida is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make.
But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help.
But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.
| Rating | Provider | Total Review |
|---|---|---|
| 4.4 | AKC | 891 |
| 4.5 | ASPCA | 11,723 |
| 4.9 | Embrace | 16,827 |
| 4.9 | Fetch | 13,687 |
| 4.2 | Figo | 2,599 |
| 4.7 | Hartville | 165 |
| 4.9 | Healthy Paws | 9,988 |
| 4.9 | Lemonade | 805 |
| 4.6 | ManyPets | 2,337 |
| 4.0 | MetLife | 634 |
| 4.8 | Nationwide | 21,405 |
| 4.3 | Pet Assure | 12 |
| 4.5 | PetPartners | 112 |
| 4.3 | Pets Best | 12,142 |
| 4.6 | Pumpkin | 1,425 |
| 4.6 | Spot | 6,870 |
| 4.9 | Trupanion | 70,010 |
| 4.8 | Prudent Pet | 125 |
How Much is Pet Insurance in Florida?
Cost of pet insurance coverage in Florida will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in Florida will likely pay more than those in a smaller, rural area.
The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.
And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.
To give you a general idea of how much it costs to insure dogs and cats in Florida, take a look at the following charts:
| Breed | Average Monthly Cost |
|---|---|
| Other Mixed Breed | $65.96 |
| Terrier, Irish | $51.88 |
| Rottweiler | $47.48 |
| Pit Bull | $41.49 |
| Miniature Pinscher | $72.10 |
| French Bulldog | $112.64 |
| English Labrador | $203.23 |
| Welsh Corgi | $89.37 |
| Weimaraner | $47.97 |
| Siberian Husky | $22.71 |
| Breed | Average Monthly Cost |
|---|---|
| Other Mixed Breed | $34.83 |
| Domestic Short Hair | $23.00 |
| American Shorthair | $45.95 |
| Domestic Long Hair | $14.10 |
| American Medium Hair | $19.12 |
The best pet insurance in Florida really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!
Our Pet Parents reviews
out of 5
Great experience!
Awesome experience at Modern Vet! Dr. Matt and staff were amazing! Thankful for great care by people who love what they do and do it well!
BY: Tiara Atkinson
POSTED: 07/21/2024
out of 5
Excellent
We haven’t had any issues with coverage and the claim process is easy and quick.
BY: Damaris Rodriguez
POSTED: 11/02/2024
out of 5
Cancer and my Boxer
Embrace provided excellent coverage when my boxer was diagnosed with cancer of the jaw and had to have a jaw removal and then chemotherapy. This was the second boxer with cancer, and for the first one they paid out over $18K over two years which is a LOT to provide the excellent care required by ly...
BY: Linda Powell
POSTED: 06/13/2024
out of 5
Fetch by the Dodo
I have had the Fetch insurance on my German Shepherd Dog since he was 3 months old Insurance is expensive but is well worth having My dog had surgery and ended up with an infection and Fetch paid a considerable amount of the bill which was $2,000.00.
BY: Lu-Ann Czapla
POSTED: 04/25/2024
out of 5
Happy with FIGO
I've been with FIGO for alsmost 9 years now, 8 German Shepherds. They've been a great company to do business with. Claim's are processed quickly. Price is fair even with the increases that they all do every year. Will never go without pet insurance.
BY: Dina Hall
POSTED: 02/22/2024
out of 5
Highly Recommend Hartville Pet Insurance
I just wanted to take a moment to share how amazing our experience with Hartville has been. Our dog developed several medical issues as he aged and they always had our reimbursements returned to us within 5-10 days, directly to my bank account. It was always easy to update our policy for our needs....
BY: Taleen Long
POSTED: 11/20/2024
out of 5
Healthy Paws was a lifesaver. No annual caps was the key.
Our Rocky boy was discovered to have a Thymoma last October. Before that, he had never been to the vet except for yearly checkups. We were completely shocked by this diagnosis which required surgery and then he had complications of pneumonia and we nearly lost him several times. From what I've se...
BY: Forrest Green
POSTED: 12/02/2024
out of 5
Thank you for your service
Always easy to claim my insecurities , takes about few minutes to fill up all the questions . Never had any problems getting my money back. Money is returned within a couple of minutes. Thank you for your service!
BY: Iryna Semenenko
POSTED: 08/21/2024
out of 5
ManyPets Insurance
I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.
BY: Sharon Johnson
POSTED: 03/28/2024
out of 5
Great portsl
The online portal is really easy to use. You can download forms with your details on them and submit them digitally with photos of your soap notes and receipts. Couldn’t be easier. Can take 4-6 weeks for reimbursement but everything is really streamlined on the user end.
BY: Sheila O'Connor
POSTED: 12/03/2024
out of 5
Best Pet Insurance
We’ve had Nationwide Pet Insurance for over 7 yrs and they have been wonder…. Some think expensive, but you get what you pay for.
BY: Cheryl Tetterton-Mabery
POSTED: 11/07/2024
out of 5
Fast and Easy
Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended
BY: Jazz Miller
POSTED: 01/19/2023
out of 5
out of 5
Easy to use great insurance
It is easy to file a claim and they respond quickly. The claims are paid quickly and are easy to understand. I am very satisfied with them and would highly recommend.
BY: Gail Murcott
POSTED: 12/03/2024
out of 5
Covered dog's emergency visit and TPLO surgery due to injury/CCL tear
We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...
BY: Kortney Babington
POSTED: 12/11/2023
out of 5
My happy and healthy pups!
The care group are kind and caring! Dr.Colon is amazing wouldn't go to any other place for my two furry babies!
BY: Margie T Gonzalez
POSTED: 08/22/2024
out of 5
Pet Insurance is INVALUABLE
I took out Trupanion Insurance per the advice of our vet, in 2009, when our dog Mr. Bryce, (Rescued from an abusive situation), a German Shep/Golden Retriever and Chow mix, was one year old. Trupanion paid 90% coverage for the same condition, of which for most of his life was occasional Colitis-rela...
BY: Valerie Griffin
POSTED: 10/11/2024
out of 5
Without a doubt…
Without a doubt, the best pet insurance one should buy for their loved one (pet). The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice ! Thanks
BY: Victor B
POSTED: 11/04/2020