Trupanion | Pet Insurance Review

You can be assured that, even with the full support of your pet's own veterinarian, your claim will be labeled "pre-existing condition", based on minor "symptoms" in the pet's previous records. The Trupanion vets and diagnosticians completely dismissed the medical opinions of my pet's own veterinarian. Her letters and communications were rational, logical, ethical, and requested that my claim be honored (for hip dysplasia which will cost many thousands of dollars over the years - only I can't afford that so she will be euthanized in about 2 years when chronic pain occurs). She's 5 years old. Trupanion's policies are crafted and worded to support denial of many claims. Trupanion review sites where customers can offer transparent reviews contain overwhelmingly bad reviews, many stating the same issues over and over. They are selling not only pet insurance, but the assurance for pet owners that expensive chronic conditions will be covered (at 90%). This allows many of us to afford a pet or a rescue pet even if we don't have thousands of dollars extra per month to pay for vet bills. The assurances are false. Trupanion generates framed "success stories" which veterinarians display in exam rooms. These include one that touts payment for a congenital condition (elbow dysplasia of a puppy). Obviously a pre-existing condition that the puppy was born with, and Trupanion advertises full coverage for corrective surgery for this patient. These ads influenced my decision to purchase Trupanion pet insurance. Hip dysplasia is regularly and successfully treated by vets, but it costs a lot of money, whether the choice is therapy and maintenance or corrective surgery. Since I am not wealthy, this is exactly the type situation I buy pet insurance for. My sweet girl will live a short and somewhat painful life due to the Trupanion appeal denial, when she could easily have lived a long and painless life if Trupanion had approved any type of treatment. Trupanion is flooding the market with assurances and evidences of coverage, when this isn't going to happen. Their mission isn't providing necessary medical coverage for chronic pet conditions, but simply making money.

Easy to sign up. Fair price. Good coverage. Recommended by our vet.

Trupanion has been a blessing to our family! There is no way we would have been able to provide the care our sweet dog Ollie has needed during his TPLO surgery, and the unfortunate complications he has dealt with afterward, without the coverage Trupanion has provided. I am truly thankful that we purchased this pet insurance policy when our dog was a puppy, and he will soon be a healthy, happy 5 year old! I have recommended Trupanion to many of my friends, and would suggest it to anyone who has a pet that they love dearly!

You can be assured that, even with the full support of your pet's own veterinarian, your claim will be labeled "pre-existing condition", based on minor "symptoms" in the pet's previous records. The Trupanion vets and diagnosticians completely dismissed the medical opinions of my pet's own veterinarian. Her letters and communications were rational, logical, ethical, and requested that my claim be honored (for hip dysplasia which will cost many thousands of dollars over the years - only I can't afford that so she will be euthanized in about 2 years when chronic pain occurs). She's 5 years old.

I was very hesitant in signing up for Pet insurance because my dog was already 8 years old. I figured that with the age there wouldn't be too much they would cover that they wouldn't consider as prior existing disease. However, instead I realized that I was lucky that I signed up when I did because it wasn't too long after I signed up that my dog had several major injuries like a torn ligament in her back leg and also she got a lump on the lid of her eye that need to be removed. Trupanion picked up some of the expenses and made it easier on me.