5
out of 5
POSTED: | BY: Christina Mallard
Trupanion saved our dog's life!
Trupanion has saved our dog's life. He recently had emergency surgery with multiple complications, one of which involved needing a second emergency surgery. He has been in and out of the ER for the past month and still requires follow up care from an internal medicine specialist. His care started with our primary veterinarian, then over to our local ER, and then to a different ER that had the specific specialist he needed. Trupanion has paid EXACTLY what they said they would pay when I purchased the policy. The deductible was paid for the initial visit with our primary vet and then never charged again. They covered everything except the exam fees, a portion of the cost of prescription food, and our 10% portion of payments. They preapproved costs within a couple hours, approved final payments within minutes, and for those fees that were not direct billed, they reimbursed us within 48 hours (direct deposit into our account). I purchased the policy not 100% sold that I wanted to keep it, we were going to try it for a year and then likely cancel. We are going into our third policy year and purchasing the policy was the best decision we could've made. The value of being able to make critical care decisions based on the medicine and not have to be focused on the financial aspect was immeasurable. This type of insurance (illness and injury) is the type of thing you purchase hoping you will never need to use it. Some will say you are better off putting money in a savings account, and that may be true for many families, but the costs for our dog's care for this incident alone has been $30k+, that's a lot of money to be putting in a savings account for possible pet care needs. For me, I will gladly continue paying our monthly bill, with prayers that I never need to use it again.
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