4
out of 5
POSTED: | BY: customer
On the SPOT!
Great to work with. Claim was submitted fast.
Read more on Trustpilot
4.6
out of 5
Number of reviews 9,946
Spot is committed to helping pets lead longer, healthier lives by providing pet health insurance with best-in-breed service and high-quality coverage. This is especially important at a time when vet care is becoming more expensive each year. Spot’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it’s important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends and enable a healthy lifestyle for pet families at both ends of the leash.
With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents, illnesses, medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.
1
out of 5
POSTED: | BY: Tyler Kennedy
DO BETTER.
It’s amazing that I pay more a month for my pet insurance. Then I do for my own health insurance and yet they still have the audacity to deny claims.
This company is garbage, They let me know that they denied my claim and Also, at the same time, let me know that they would’ve denied my claim, even if I reached my deductible.
They have the audacity to sit there and argue and email back-and-forth with bold letters.
5
out of 5
POSTED: | BY: Gloria Stewart
That they are what they averting.. always can call for help and info
I ask my vet after having g a rescue dog about pet insurance…. Since I’ve had dogs all my life and now 80 years old I know the cats can be expensive so she suggest “spot “
I layer applied and so glad I did cause months later my vet was very expect being Iam retied now .. you can call anytime and information you need the paid there portion of bill as soon as I submitted mine .. “happy wife happy pet”
5
out of 5
POSTED: | BY: Megan
Customer Service is still Alive!
Unfortunately, I didn't use very long not even quite a year. It was nice to know I had pet insurance in case anything happened. When it did, I had to file 2 claims they had a quick turnaround. Also, I was very touched that they called me when they saw that my dog died to see how I was doing. I didn't know that type of customer service still exists. I will use again when I am ready to be a pet parent again!
5
out of 5
POSTED: | BY: Stacy Reed
Very simple to submit a claim…
I signed up for SPOT within the first few months after getting my puppy 2 years ago! Thankfully she’s been a very healthy & happy girl. 🐶 ❤️ This was the first time submitting a claim for her annual wellness check & vaccines, and the process was very quick & easy. I received a check within 2 - 3 weeks! Having the pet insurance has definitely been very reassuring. 👍🏻
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). plan costs vary based on plan type, pet breed, age, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250, $500, $750 or $1000 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
Spot Pet Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
for a full list of exclusions visit spotpetins.com/sample-policy
Spot Pet Insurance is committed to helping pets lead longer, healthier lives by providing pet insurance with affordable and customizable plan options. Plans cover accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost. Policyholders can use any licensed vet, including coverage eligible mobile and virtual vets.
Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Insurance Services, LLC. (NPN # 19246385)