Pumpkin | Pet Insurance Review

We switched our dog and cat (yay multi-pet discount!) over to Pumpkin from another insurance that kept raising our deductible beyond what we felt was reasonable. Love that they offer a page where you can compare them against most other pet insurance companies on the market. We switched in January and in March our dog started getting REALLY itchy. It was right when the weather was starting to get warm so we figured we had a flea infestation on our hands. We took him to the vet to get his shots updated and a prescription for Simparica Trio and discovered that he didn't have fleas but rather a sudden onset of severe skin allergies! :( He needed bloodwork, a follow-up appointment, skin cytologies and an expensive prescription. I was super stressed because we had only been with Pumpkin for 2-3 months at this point and thought they might find a reason to deny the claim. They did not! =) Within a week we had a direct deposit from them. We have two other pets on Bivvy because it is only $11 a month. However they only pay 50% and do not have direct deposit payments, so we are considering switching them over to Pumpkin. I have mobile banking so direct deposit was a real selling point for me as cashing a check takes forever. Excited to move forward with Pumpkin and I recommend them to everyone I know that is looking for high coverage for their pet.

So far I've had a great experience. I've submitted 2 preventative claims which were processed and paid out to me very quickly. They also do cover your puppies first vet visit even if the visit was prior to you purchasing the coverage just as Pumpkin advertises. I'm very happy with my decision.

We were able to file our claim online in minutes and we appreciated the fast claim response.it gives us a lot of piece of mind.

I was very hesitant to entrust our puppy boy to a company who has not been here that long compare to other insurance companies on the market. But! I am glad I have done it. Super responsive, quick on claim process and very easy to understand the whole insurance process!

Also love that they cover more than other pet insurance companies do. We have 2 other dogs on another plan and going to switch them over to Pumpkin now.