Pumpkin | Pet Insurance Review

4.7

out of 5

Number of reviews 2,556

Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5

out of 5

POSTED: | BY: Linda

2nd claim

This is my 2nd claim within a month of my 1st claim for a follow-up visit for Rosie’s pancreatitis. This claim was paid quicker because they had all the past history from the vet. I am very pleased with this company and the way they review the claims and pay according to my contract. If you are thinking about pet insurance you want go wrong with this company.
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5

out of 5

POSTED: | BY: Vickiann

I always submit my claims

I always submit my claims, even when I think it may not be covered.
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5

out of 5

POSTED: | BY: Cristina

Great pet insurance!

Pumpkin pet insurance has been so great at processing my kitty's claim in a very fast and efficient manner. If you have cats and/or dogs, I highly recommend you get pet insurance. I chose pumpkin because they offered a variety of services to covered under them like yearly regular checkups, as well as emergency situations.
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5

out of 5

POSTED: | BY: Mauretta

This insurance company is the best I’ve…

This insurance company is the best I’ve ever felt with. From the ease of communication to the prompt responses and quick claim process. I highly recommend for pet coverage!
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5

out of 5

POSTED: | BY: Patricia

Prompt payment on claim

Prompt payment on claim, seamless process to file claim. Pumpkin personifies excellent customer service.
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Monthly Cost

Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.

Coverage

Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.

Payout Limits

Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.

Deductible

3 options: $100, $250, $500 and $1000

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).

Exclusions

Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
Pumpkin Pet Insurance detail
About Pumpkin: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.   Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.   Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.
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