5
out of 5
POSTED: | BY: Sydney
Very quick turn around time on…
Very quick turn around time on emergency visit. Thank you.
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4.7
out of 5
Number of reviews 2,558
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: Angel
Relief during a Stressful times
Pumpkin has been such a relief during a stressful time. Submitting claims was simple and straightforward, which made things so much easier. I really appreciated the regular updates on the progress of my claim, it made me feel informed and cared for. The payment turnaround was quicker than I expected, and that kind of efficiency really matters when you're focused on your pet’s health.
5
out of 5
POSTED: | BY: Erica
Peace of mind
After emergency dental surgery for one of our cats, we decided we needed to sign up for pet insurance. Little did we know that about two weeks after our waiting period ended one of our sweet babies would start feeling unwell. We took her to the vet and found out that this precious four-year-old is in congestive heart failure. We have had numerous tests, including x-rays, EKGs and ultrasounds and even an overnight stay at the emergency vet with 24 hours in an oxygen chamber. Pumpkin has been absolutely phenomenal to work with and they made the claims process super easy. While the prognosis for our girl is tentative at best, it’s helped having Pumpkin support us financially. We would highly recommend purchasing Pumpkin insurance.
5
out of 5
POSTED: | BY: michael mcswain
Fast claim response
We took both our cats to the vet for their yearly checkup. After we submitted a claim and received our reimbursement quickly and without problems. Thank you
5
out of 5
POSTED: | BY: Amy
Amazing response and service
Amazing response and service, pumpkin values their customers and it’s appreciated
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.