5
out of 5
POSTED: | BY: Jp
Very smooth and efficient process!
Very smooth and efficient process!
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4.7
out of 5
Number of reviews 2,558
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: SANDRA BENSON
The Best Pet and Parent Protection
We have full coverage for our new puppy. Have been reimbursed for all visits, except for vitamins. Process is easy and reimbursement fast.
We look forward to years of coverage and peace of mind for our new fur baby. His health is very important to us and Pumpkin.
5
out of 5
POSTED: | BY: Brenda Probst
Prompt payment without any hassle
Prompt payment without any hassle. I filed a claim and received the approval in about half an hour, and payment was on its way!
5
out of 5
POSTED: | BY: Lori
I got reimbursed so quickly!
I got reimbursed so quickly!
5
out of 5
POSTED: | BY: Julie Vavasis Vega
They let you concentrate on what matters
I am so grateful I had Pumpkin Pet Insurance when my dog needed X-rays. The vet bill was much higher than I expected, but having my pet insurance took all the financial stress away.
The process was incredibly smooth. The vet's office handled submitting the claim for me, and before I knew it, the reimbursement was deposited directly into my checking account. The speed of the payment was a huge relief.
This positive experience meant I could focus entirely on my dog's recovery without worrying about how I was going to pay the bill. I highly recommend them to any pet owner!
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.