Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,463

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: shoppinfoolyahoo.com

Customer service was awesome

Customer service was awesome. Everything was explained in detail to where we understood it and we love the coverage and the price. They have not been able to take out all of them and so we expect to
5

out of 5

POSTED: | BY: Michael

Great price, upfront and honest information

So easy to sign up and super fast to help! Stephie helped me out and she was extremely nice. I had a discount code my my employer and she called me within a minute of reaching out. Super stoked my pup is all covered now.
5

out of 5

POSTED: | BY: Deborah Pirre

The rates are the best I really shopped…

The rates are the best I really shopped around and your employee Rebecca is great she kept in touch With me for months while I decided what I wanted to do.
5

out of 5

POSTED: | BY: Deborah Pirre

Rebecca was just the best ever we were…

Rebecca was just the best ever we were in contact with each other for months until I finally went with prudent because of your pricing and Rebecca. I felt very comfortable with her and she never gave up on me while I was doing research with other companies she is a great talent for your company thank you Deborah pirre and Eddy and Georgia
5

out of 5

POSTED: | BY: customer

Recommended as best by pawlicy advisors

Recommended as best by pawlicy advisors

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.

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