5
out of 5
POSTED: | BY: Briblevinsgmail.com
Easy.
Easy to talk to and set up my account.
Read more on Trustpilot
4.8
out of 5
Number of reviews 2,481
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: DEBBIE PARKER
Very comprehensive coverage
Bobby answered all my questions & gave me additional info on how to reduce the waiting period for ligament problems. Even though it wasn't the least expensive, the coverage is so thorough that I switched from Pets Best (bad customer servicee) & AKC (for preexisting conditions but not a very comprehensive coverage). The trust pilot rating was a big consideration in my switching to Prudent pet.
5
out of 5
4
out of 5
POSTED: | BY: Susan Lake
At the beginning of having pet insurance
The representative was helpful with answers to assist me with making an informed decision. I chose to get pet insurance as my cats are now 6yrs old and may start needing additional care though very healthy now.
I have not yet filed a claim. I am confident they will be helpful when thst time comes.
5
out of 5
POSTED: | BY: arqibggmail.com
The claims are processed in a readable…
The claims are processed in a reasonable time. Every time that I have questions or concerns, I am able to make a call and reps are very kind and helpful
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.