Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,702

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ernestina

I researched many pet insurance insurers.

I researched into pet insurance for my accident prone puppy and my two kittens. After comparing many pet insurance plans prudent was the best and most transparent plan I’ve found. The site was easy to understand and you also get 10% off for additional pets. Another great thing I like was they will cover pre existing conditions after a certain time has passed. Love the option to pay monthly, quarterly, semiannually or annually. New to prudent family but I’m loving it so far.
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5

out of 5

POSTED: | BY: Molly

Was personally called and got…

Was personally called and got assistance. Great answering all my questions.
5

out of 5

POSTED: | BY: Christine Donatello

Couldn’t be happier!

Pricing is excellent, customer service is top notch. Very happy with my purchase!
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5

out of 5

POSTED: | BY: Lora Stevens

Very Happy!

Patti was very knowledgeable. She was a great help getting us a full care pet insurance, at a price we could afford. Looking forward to many years of keeping our new puppy safe and healthy. Lora Stevens
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5

out of 5

POSTED: | BY: Robert

Setting up an account was very easy

Setting up an account was very easy. Stephanie was very helpful. Haven’t had to use the service and hopefully never will.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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