Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: crystalpmartinezgmail.com

Bobby with Prudent Pet Insurance

This was my first time getting pet insurance and Bobby made it a breeze. It was very clear and concise information and really just made the whole process super easy which was great. He was able to answer any and all questions I had and was kind, respectful, and understanding of my lack of knowledge on pet insurance. Great guy really doing gods work out here.
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5

out of 5

POSTED: | BY: CCARIASYAHOO

Bobby made everything easy to…

Bobby made everything easy to understand and was very patient. He spoke with confidence
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5

out of 5

POSTED: | BY: customer

Very thankful for a great experience!

We wanted to obtain pet insurance for our puppy and I called with several questions. Bobby answered all my questions and provided additional information that let me make the wisest decision very easily. We feel much more comfortable knowing our pet will be covered by a reputable company should we ever need the coverage
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5

out of 5

POSTED: | BY: SpagSchwags

Not sure why I put this off so long

The process for starting and choosing a plan was super easy!
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5

out of 5

POSTED: | BY: merminkinyahoo.com

Very helpful over the phone!

Very helpful over the phone! Got 10 pets enrolled in just an hour!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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