Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,445

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anna Jones

I am very happy with this insurance…

I am very happy with this insurance company They covered something II didn't think they were going to cover and they did without a problem I'm very pleased with their service their customer service is fantastic and I would buy insurance from then any
5

out of 5

POSTED: | BY: Michelle

Quick and easy!

Quick and easy!
5

out of 5

POSTED: | BY: raymond

Stephani walked me thru it and it was…

Stephani walked me thru it and it was painless!
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5

out of 5

POSTED: | BY: raymond

Wow!

Wow! Just wow! Our other insurance went up and our coverage went down. I could have suffered one or the other, but not both! I checked other companies and got a call from Stephani. Wow! She was on it! I wasn’t ready to move on it right away. My other policy was till the end of this month. Also, I felt that once the other company saw that I would not bow to extortion, it would be very difficult to get a claim thru. We over lapped a couple of weeks. Stephani remembered me saying that I would pull the trigger in a week or so. She called and we have piece of mind on our 100 lbs Astro!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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