Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,616

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole

I am excited to have pet insurance for…

I am excited to have pet insurance for my two boys finally. Keeping hopes high for this one!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Marsha

I chose this pet insurance plan for…

I chose this pet insurance plan for multiple reasons: reasonable price and good coverage! Just got it so thankfully haven’t had to use it...hopefully I won’t need it in the future but feel good knowing it’s there just in case!
Read more on Trustpilot
5

out of 5

POSTED: | BY: RH1110

Wonderful Customer Service

I called with several questions and Monica was invaluable in helping me make a final decision as to the insurance for our newest edition Digby, the sheepadoodle. We truly appreciate the help and knowledge that she provided.
Read more on Trustpilot
5

out of 5

POSTED: | BY: DAVE CROCKETT

Site was easy to get signed up with

Site was easy to get signed up with. Haven’t yet used service but will be soon.
Read more on Trustpilot
4

out of 5

POSTED: | BY: April

My pet has yet to be seen by a vet

My pet has yet to be seen by a vet. I am hopeful that our experience will be a good one. As for being able to have insurance for my pet that is affordable Im happy.
Read more on Trustpilot
Please leave a review

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
Provider website

Get a quote today

Leave a review