Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,455

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly Thoman

Speaking with the representative on the…

Speaking with the representative on the phone was great, but I haven't used the insurance yet, so I can't rate that yet.
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5

out of 5

POSTED: | BY: alla skatov

I had the best experience on the phone…

I had the best experience on the phone during the hardest time,when my dog was hospitalized and then had to be put down.I really appreciate the lady on the phone giving me support and strength to deal with all the trauma.
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5

out of 5

POSTED: | BY: Helen

Had only been with Prudent pet for a…

Had only been with Prudent pet for a few months when I was informed my pet needed surgery for a mass. Claims have been paid quickly. Brian on claims very caring when I call and helpful, would recommend.
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1

out of 5

POSTED: | BY: Carter Allen

Let me pay 50 bucks to wait 10 days to…

Let me pay 50 bucks to wait 10 days to get coverage. Do you guys plan on reimbursement for the days not covered? Or do you lower first month to meet those days not covered. Sounds like You do neither appreciate it .
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5

out of 5

POSTED: | BY: Denise Stewart

Jennifer who helped me had answered all…

Jennifer who helped me had answered all my questions and went above and beyond for this old lady and her furbaby
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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