Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,626

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shirley Carr

Andrea was very helpful

Andrea was very helpful, steering me in the right direction, explaining how everything and all the benefits the new policy has. She was a delight to talk with, I could feel and hear her smile, which really helps the conversation go smoothly. She was a pleasant surprise and made my day. A credit to your company.
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5

out of 5

POSTED: | BY: Doug

Honestly the best company I’ve ever dealt with

When my best friend got sick, Prudent Pet was there for us. Everyone their is helpful and pleasure to deal with. With questions and claims. I can’t recommend them enough to anyone who has a fur family..
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5

out of 5

POSTED: | BY: Alexsa Gutierrez

Great Customer Service!

This is my 1st time getting pet insurance for both my fur babies. Thank you so much to Stephanie Toppel for answering all my questions and making sure I got all the information I needed to know before signing up. It was easy and quick!
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5

out of 5

POSTED: | BY: Linda Lasley

Reassurance and ease of insurance…

Reassurance and ease of insurance family pets to insure care can be available to them
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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