Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 13,926

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia Malone

Easy to see and understand your coverage

Easy to see what your insurance covers and I can change the options at any time. I like to fact that you can add routine checkups etc. at a reasonable price.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Ashantihalegmail.com

Ya’ll have a good company service

Ya’ll have a good company service
Read more on Trustpilot
5

out of 5

POSTED: | BY: Erika

Quick and Easy to Customize

The enrollment process was very quick, and information was detailed and easy to customize for the plan I need for my fur baby.
Read more on Trustpilot
5

out of 5

POSTED: | BY: PHILIP BRACE

Prudent Pet is Responsive

Our dog, Lady, has had some pretty serious health issues this summer. She had to be seen by a Specialty Vet several times for her condition. For a bit, they thought it might be cancer, but thankfully it was not. Prudent Pet has been quite responsive in handling our claims associated with this illness. We are very happy we are insured with Prudent Pet!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Tanmay & Rebecca Patil

Outstanding Support from Prudent Pet – Thanks to Delaney!

I couldn’t be happier with the customer service at Prudent Pet Insurance! Delaney, the representative I spoke with, was absolutely fantastic — she was proactive, incredibly helpful, and truly took the time to understand my needs. It’s clear she cares about both pets and their people. She made the entire process easy and stress-free, explaining everything clearly and offering thoughtful guidance along the way. With support like this, I feel confident that I chose the right insurance for my pet. Highly recommend Prudent Pet and a big thank you to Delaney for her outstanding service!
Read more on Trustpilot
Please leave a review

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
Provider website

Get a quote today

Leave a review