Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,463

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: rboweryaol.com

They will work your claim very quickly…

They will work your claim very quickly and message you when they received it, nearly all the time it’s settled the same day, I am very happy with the insurance
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5

out of 5

POSTED: | BY: Beth Clark

Carmen is amazing!

Carmen is amazing! Answered all my questions, extremely helpful & has awesome customer service!
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5

out of 5

POSTED: | BY: Eliza Smith

Smoothness

The lady I spoke to answered every question I had. She made the process much easier as well as my decision on what insurance to do.
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5

out of 5

POSTED: | BY: Andi Martin

Fantastic Experience!

I had a fabulous experience with the rep Rebecca from start to finish. She very clearly explained all my options, she reviewed comparisons with me, and was immediately accessible. She even texted me to follow up and was just really awesome to work with. I really appreciate that. Hopefully I won't have to call Prudent Pet soon to use the policy, but if I do, I am fully confident in their ability to help me and my precious dogs and cat.
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5

out of 5

POSTED: | BY: Tina Brady

Easy and professional

Easy and professional
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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