Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicholas Gonzalez

Pet insurance isn’t as expensive and one would think, it’s actually affordable

What made the experience great was the fact that I know I’m in good hands and I don’t have to worry much, cost wise atleast
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5

out of 5

POSTED: | BY: Sherrie Lynn Lopez

Very friendly and great customer service

Very friendly and great customer service
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1

out of 5

POSTED: | BY: Minh Vang

Horrible shoppping experience when…

Horrible shoppping experience when hidden processing fee (not disclosed upfront) at checkout add a significant increase to the premium
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5

out of 5

POSTED: | BY: Pamela

Above and Beyond customer service

Delaney was fast to answer my questions. did the research she promised me and was back to me in less than 30 minutes. This is above and beyond customer service. Such has been the case since the day I started service with Prudent Pet and through the whole process of setting up an account to filing claims.
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5

out of 5

POSTED: | BY: Laura Kuklinski

Amazing, personal rep Steffie

Today I purchased coverage for both of my pups. Steffi was absolutely amazing She took the time to explain all the questions I had, and in details she was a pleasure to talk to I felt like I knew her forever. I'm so glad I actually got to talk to her today. And now I have coverage for my babies.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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