Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,475

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gillig

Great conversation with Representative…

Great conversation with Representative and knowledgeable. Fast response to claim questions
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5

out of 5

POSTED: | BY: mjwaldjuno.com

Customer service very helpful &…

Customer service very helpful & knowledgeable
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5

out of 5

POSTED: | BY: Lynne Buck

Your sales lady was such a delight

Your sales lady was such a delight. She was knowledgeable and patient. I had spent the whole morning talking to other representatives from other companies. It was hard to get a straight answer from them and many times it was hard to understand them so when I finally got to Stephanie Toppel it was such a pleasant experience. I think prudent pet insurance will serve me well. The AAA rating from Better Business Bureau sealed the deal.
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5

out of 5

POSTED: | BY: customer

person was helpful

person was helpful, courteous, and friendly
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5

out of 5

POSTED: | BY: Stephen Slavin

This is not a review

This is not a review. I am writing this as I would like to receive some written information corresponding to the policy I had opened with your company for my dog, Peanut. If you will send me all the information needed, it would be greatly appreciated.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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