Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 15,698

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel

Didn't have to worry when our cat got sick

Our beloved Moustachio was diagnosed with feline lymphoma and had to undergo a series of tests. As difficult as the situation was, it was made easier by the fact that we didn't worry about whether we could afford Moustachio's care. The doctors did what they needed to do, and we had the reimbursement money back in our account within a week. It is wonderful not having to worry about whether an insurance company will pay their claims or not. Pet owners with sick pets have enough stress as it is. I am very grateful to Pet's Best for giving us peace of mind, and allowing for us to provide for our pet's health care needs without breaking the bank.
5

out of 5

POSTED: | BY: judith

Good coverage for my cat's diabetes!

I called Pets Best recently because I couldn't remember if my cat, Phil's, policy had been renewed. Not only was it up to date, but I learned that his diagnosis of diabetes was covered by his policy, which was a tremedous blessing. Jayne, the customer care person there was so helpful and so personable. What a wonderful company and employee. Thank you Pets Best!
5

out of 5

POSTED: | BY: Judith

The Best Coverage at a Stellar Price

Fortunately, I have not had to submit a claim for Tasha this past year. Pet's Best Insurance is very good to work with on an administrative level. You are given 30 to 45 days' notice before your policy expires along with your renewal rate which gives you ample time to decide. I checked out so many other insurance companies and Pet's Best, by far, offered the best coverage at a reasonable rate.
5

out of 5

POSTED: | BY: Rebecca

Best Decision I Ever Made!

Best thing I ever did was buy insurance from Pets Best. I only wish I had known about it sooner--it would have helped me so much.
5

out of 5

POSTED: | BY: Patricia

Caring and Excellent Claims Handling

I have to be honest, I was conflicted about keeping pet insurance, but fortunately we decided with a 10 year old dog it probably was wise to continue the policy. When Annie decided to eat a box of D-Con there was no question we would do everything in our power to save her no matter the cost. We were so pleased that the claim was processed immediately and actually covered most of our expenses. Annie has a long way to go, but we are so thankful she is still with us and thankful to Pets Best for being there and handling claims in such a caring and efficient way.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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