Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 14,121

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kim

Pretty good insurance

I got Pet's Best when I dropped VPI for my older dog. I wanted Pet Plan actually, but they would not accept him at his age. I liked Pet's Best because they covered alternative care, such as chiropractic and acupuncture and some other things. Then they got a new underwriter and changed this dramatically. Now they will only cover a small amount of that type of care per year. Very upsetting to me. That said they are very nice, have great customer service, fast claim payments and have only denied one claim which was misworded by the doctor and it was such a hassle to fix it that I let it go. Overall I'd recommend it but there are probably better insurances out there now, that did not exist when I got Pets Best.
5

out of 5

POSTED: | BY: Leanne and

Pets Best is simply the Best

Our Italian Greyhound is extremely petite (7 lbs) and has gone through quite a tough year with double breaks. Pets best really cares about helping take care of animals. They don't claim to cover injuries and then somehow not cover them. I am amazed at how quickly they respond to your claims and process them. They make every attempt to help to make a difficult time easier, the claim form is very easy to fill out, and if you need to contact them they are always there for you to assist in anyway possible. I searched around for insurance and Pets Best is absolutely the best if you own an Italian Greyhound. They do not exclude you just because this breed is fragile. I love Pets Best and owe my dogs recovery to not just Katonah Bedford Veterinary Center, Dr. Hart and his wonderful staff but also Pets Best for helping to make his surgery possible. I will never be without Pets Best or Dr. Hart and his crew.
5

out of 5

POSTED: | BY: Cheryl

Thank Goodnes for Pets Best

Our dog Bella was attacked by a neighbor's dog and we took her to the emergency vet where she had surgery and drain tubes put in. She healed quickly and is healthy again. Knowing we had the pet insurance gave us peace of mind.
5

out of 5

POSTED: | BY: Eva

Quick service of claim

Chiquita became very ill from eating coins. She needed a blood transfusion before her operation. The people at Pets Best were so kind when I called and their handling of the claim was very prompt. I recommend them to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: DENIS

Economical coverage for my cat

I have a 15 year old cat that has chronic kidney failure. I filed a claim for more than $1,000 and they paid the claim within one week. They paid 80% after the deductible and paid in accordance with the contract. I am very happy with the timeliness and professionalism of Pets Best Insurance. Also, the premium was very reasonable.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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