Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 14,154

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Green Valley Animal Hospital

POSTED: | BY: Dina Boyington

Archie

If you’re looking for good pet insurance this is the place to be. Pests Best!!! Very fair in pricing very helpful very fast in being reimbursed they are the best!!
5

out of 5

POSTED: | BY: Sandy Owens

Pets Best Insurance

I cannot recommend Pets Best insurance enough. My dog recently had major surgery on her ACL. The claim was well over $10,000. Now she has an internal infection and all her screw and plates have to be removed. We are looking at another $10k plus. The first surgery, we were responsible for approx. 1,500 of the over 10,000 cost. Our sweet girl is 14 years old. The last thing anyone wants to do is euthanize your beloved pet because you can't afford surgery. I am grateful, beyond words, that we have Pets Best.
5

out of 5

VETERINARIAN: VCA Countryside Animal Hospital of Howell

POSTED: | BY: Donna Conrad-Roskamp

So Many Pets

With two cats with chronic health issues and. Doberman Pinscher who gets into trouble. We file a lot of claims. Pets Best has never denied a claim. Even the $7000 claim went right through.
5

out of 5

POSTED: | BY: Art C

Very very happy.

"Being a long time dog owner, when we got our most recent 2 dogs we decided to be proactive about long term financial protection from catastrophic disease or injury. One of the dogs developed a very serious neurological disorder and requires significant meds and treatment. Pets Best has covered the expenses without issues or challenges. We are grateful to have a quality company standing behind their product. We could not be more happy with our decision
5

out of 5

VETERINARIAN: The Pet Doctor of Flushing

POSTED: | BY: Collen Bello

Second Fur Baby

My soul baby battled 2 cancers and Pets Best was there for us through it all. I couldn't have done her expensive cancer treatments if it wasn't for Pets Best. Unfortunately, we lost the battle. But because of Pets Best, I got to spend 5 more months with her post diagnosis I recently ended up adopting a fur baby that I'm fostering and of course I signed up the baby with Pets Best right away. There's no other insurance company that I would trust. My fiance's baby uses Pets Best as well and we always tell our friends and families about how great they are
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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