5
out of 5
POSTED: | BY: Kris Goodmiller
Reimbursed quickly
Our dog needed an emergency surgery due to bloat. We filed our claims right away and we’re reimbursed in about 3-4 weeks!
4.9
out of 5
Number of reviews 14,139
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Teri Gobin
Pet insurance rates
I purchased accident injury insurance for my 3 schnauzers a four years ago. The rate started at $192.08 per month for all three. In 2024 they increased the rate to $255.17. I have not had any claims in. Currently my Two of the dogs are 4 years old and the older male is now 14.They raised my rate in July to $404.58 a month, that is $4,854.96, I cancelled my policy today. I believe this is ridiculous.
5
out of 5
POSTED: | BY: Stephen C
Making hard decisions easier
Knowing that there is less financial burden because of the continued responsiveness and support we have been provided by Pets Best helps us know that they are getting the best care and that we aren't having to making difficult choices when it comes to the heath of our fluffy family members.
I encourage anyone getting a pet to make sure they have pet health insurance. Pets Best has easily been the best decision we have made.
5
out of 5
POSTED: | BY: Ranmali Fonseka
Wonderful Experience with Pets Best Insurance
My experience with Pets Best insurance has been fantastic, especially with the recent claims for my two dogs, Lola and Lux. I submitted claims for their wellness services, and the entire process was quick and easy. Pets Best made it simple to get everything done online, and I was so impressed with how fast the reimbursement came through. It's a huge relief to know that when I need them, they're on top of it, and their customer service is top-notch.
5
out of 5
POSTED: | BY: Kathy Cullen
They are usually quick to process our…
They are usually quick to process our claims. They keep us informed if there's a delay. They have paid most of our bills!
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Disclosures
Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.