PetPartners | Pet Insurance Review

4.3

out of 5

Number of reviews 672

As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. Its customizable plans allow owners to choose coverage that meets their individual needs and budget. Learn more about PetPartners’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jake T

Awful experience

Awful experience. Signed up for insurance and received it on 01/01/26. Took my cat in for an endoscopy on 01/05/26 because he had been vomiting for almost a week. Pet Partners tells me they won't cover it because he started exhibiting symptoms 12/31/25. Incredibly scummy move. I wish this company nothing but the worst.
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1

out of 5

POSTED: | BY: Jake T

Awful experience

Awful experience. Signed up for insurance and received it on 01/01/26. Took my cat in for an endoscopy on 01/05/26 because he had been vomiting for almost a week. Pet Partners tells me they won't cover it because he started exhibiting symptoms 12/31/25. Incredibly scummy move. I wish this company nothing but the worst.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Jake T

Awful experience

Awful experience. Signed up for insurance and received it on 01/01/26. Took my cat in for an endoscopy on 01/05/26 because he had been vomiting for almost a week. Pet Partners tells me they won't cover it because he started exhibiting symptoms 12/31/25. Incredibly scummy move. I wish this company nothing but the worst.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Jake T

Awful experience

Awful experience. Signed up for insurance and received it on 01/01/26. Took my cat in for an endoscopy on 01/05/26 because he had been vomiting for almost a week. Pet Partners tells me they won't cover it because he started exhibiting symptoms 12/31/25. Incredibly scummy move. I wish this company nothing but the worst.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Jake T

Awful experience

Awful experience. Signed up for insurance and received it on 01/01/26. Took my cat in for an endoscopy on 01/05/26 because he had been vomiting for almost a week. Pet Partners tells me they won't cover it because he started exhibiting symptoms 12/31/25. Incredibly scummy move. I wish this company nothing but the worst.
Read more on Trustpilot
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Monthly Cost

$5 – $90 depending on coverage options chosen.

Coverage

You have a co-pay of 20% after your annual deductible. The pay-out amount is based on your actual vet bill.

Payout Limits

Per incident limit of $1,500 – $8,000 and annual limits of $3,000 – $16,000 depending on your chosen plan.

Deductible

Choose from $100 – $1,000 annual deductible.

Age Limits

Pets must be at least 8 weeks old to enroll with no upper age limit Coverage options available for senior pets.

Waiting Period

Coverage goes into effect one day after enrollment. There is a 5-day wait period for accident claims and 14-day wait period for illness claims.

Exclusions

Pre-existing conditions are not covered. Customizable plans allow you to add-on coverage for inherited and congenital conditions, exam fees and wellness care. Cancer coverage included in base accident and illness plan.
PetPartners Pet Insurance detail
As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. PetPartners serves as the exclusive pet insurance provider for the American Kennel Club and Cat Fanciers’ Association, and works with shelters and veterinarians to keep pets safe and healthy. PetPartners offer a competitive Employee Benefits Program, helping employers provide pet insurance as a voluntary benefit workforce. Its customizable plans allow owners to choose coverage that meets their individual needs and budget.
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