Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise Scull

Thanks for being here for us.

Having a puppy is stressful enough. Thanks for having our back when we get sick. Prompt payment is greatly appreciated.
5

out of 5

POSTED: | BY: Laura Rogers

Thankful for Nationwide and the peace of mind they offer for my Max!

This is my first experience having pet insurance. I am hopeful I never need to use it for something serious, but find it comforting to know it is available. The claims process is very easy and moves quickly.
5

out of 5

POSTED: | BY: anna chavan

Excellent

Yes really help me a lot on vet visits
5

out of 5

POSTED: | BY: Kimberly Lemoine

Thank you for reaching out to follow up on Bandit's recent boo-boo. He has fully recovered!

I appreciate your interest in my fur baby and his recovery. Thank you.
5

out of 5

POSTED: | BY: Lisa

I am pleasantly surprised at how easy it is to file claims AND I am reimbursed within 2-3 weeks!

When we signed up for pet insurance I was expecting it to be complicated to file claims with long waits in between reimbursement checks but is pretty easy to file claims, receive an EOB followed by the reimbursement check.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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