Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beth Jerome

Very quick response

Excellent
5

out of 5

POSTED: | BY: Britt Friel

One & Done - Every Time

Nationwide has served both my dogs well for several years now. Excellent customer service across the board - phone, web, you name it. Underwriters complete my claim within a business week and I am reimbursed shortly after. Highly recommend!!!
5

out of 5

POSTED: | BY: Becky Harris

Love the Whole Pet with Wellness Policy!

I love the whole pet with wellness policy. It is expensive, but Nationwide pays what they promise you. I have had no issues once I finally got approved for that plan.
5

out of 5

POSTED: | BY: Jennifer Giasone

Easy peasy

It’s super easy to submit a claim and they reimburse you just as fast!
5

out of 5

POSTED: | BY: Stuart Carter

Grateful to have this insurance.

My experience with Nationwide and their predecessor has been I save by buying the insurance, have piece of mind my dogs will be cared for and each time of the few there has been any help needed, I've been treated with respect by those who understand what is needed to answer my questions or take care of my challenges. I do recommend you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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