Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cleo G

Great insurance! Would not be without this insurance.

I have had insurance with Nationwide Pet Insurance for years. I have 5 Yorkies and they get into everything. Don't have to worry about the cost of health care for them. I lost my bulldog to cancer a few years ago and it was very expensive but Nationwide came through for me. I also lost my oldest Yorkie to Cushions. You came through again. My youngest Yorkie broke his leg and my 2 yr old swallowed a needle. You have always been there for my babies. Thanks Nationwide.!
1

out of 5

POSTED: | BY: Christine

There should be a way to verify coverage before surgery!!

My dog tore his ACL back in March. That claim went well and it was covered. Unfortunately he tore the ACL on the other leg. After searching online I found out that dogs are 40 - 60% more likely to tear the ACL on the second leg. I also read online that most insurance companies will not cover the second surgery. Soooo I called Nationwide. The person I spoke with did read the disclaimer about not being able to tell me the claim would or would not be covered. BUT she said not to worry that it would be treated as a separate incident because it is the other leg. I went on to tell her that I read online that most insurance companies will not cover if it happens to the other leg. She told me that only happens when people get insurance after the first torn ACL and then its considered a pre-existing condition. I am not happy with the way this second claim was handled. Nothing paid out on a $4100 claim. I have insured this dog since I got him 10 years ago. I was told I maxed out the benefit for the year. Why couldn't the person I spoke with on the phone to ask about the coverage tell me I maxed out my benefits? Why can't I speak with an underwriter to find out if there would be coverage? I will not recommend this company to any of the many dog owners I know. Instead I will recommend Healthy Paws or Trupanion. Thanks for being on my side Nationwide!!
5

out of 5

POSTED: | BY: William Shrader

Thankful to have such Awesome pet insurance.

Everyone who owns a pet needs NATIONWIDE pet insurance. You all are awesome and well worth every cent of the coverage for my loving animal.
5

out of 5

POSTED: | BY: Robert Bonini

great service

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5

out of 5

POSTED: | BY: Jan Cramer

Nationwide Pet Ins offers me great peace of mind while I continue to make sure that my pet has all necessary medical care!

My husband and I have owned many pets over our lifetime. Just making sure that our pet has regular medical care can be very expensive. We researched companies that offered medical insurance for pets and discovered that Nationwide Premium Pet Insurance was the best plan for us. It’s been easy to use and customer service has been professional and personable in dealing with any questions we might have. We have recommended this plan to all our friends with pets!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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