Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam

Nationwide Pet Insurance is FABULOUS

Extremely happy we purchased Nationwide Pet Insurance! Only wish we have purchased for our first dog! Thank you for being a class act!
5

out of 5

POSTED: | BY: Kim McClary

NATIONWIDE'S PET COVERAGE IS EXCELLENT!

Our Claim for our Standard Poodle, Lulu, was handled quickly and efficiently! While the monthly premiums may be considered "costly", they are well worth the expenditure! With one Vet visit for a Dental Cleaning, and removal of a growth under her eye, the total was just under $1,000, and Nationwide's Plan covered just under $900 of this Claim. Overall, we're incredibly pleased with Lulu's Plan, and appreciate Nationwide's follow-up, as well! Many thanks!!
5

out of 5

POSTED: | BY: Irene Ybarra

Pet Insurance Is A Huge Benefit

I couldn’t be happier with the service I get from Nationwide Pet Insurance. I also have the Wellness add-on and being able to be reimbursed for high ticket vet visits has made my financial life less stressful. My only complaint would be, that my premiums doubled after my dog had bilateral knee surgery. It’s hard to believe that it wasn’t to recoup some of their costs. But from $91 to $181 is a bit of a jump.
5

out of 5

POSTED: | BY: Crystal

Great

Easy filing
1

out of 5

POSTED: | BY: Arlene Harrity

overall rating is a 10 - I have been very happy with this insurance.

10 out of 10. Very responsive. Easy to file a claim and get paid quickly. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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