Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jamie

Very satisfied at ease of using insurance!

My daughter suggested this insurance and I am very pleased. Very easy to send claims. Covers a lot. Using for well puppy.
5

out of 5

POSTED: | BY: Sean

Very Pleased!

When we first took our dog home a few years ago, I went with a pet insurance company that was highly rated online. 1 year later I was burned by them doubling our monthly premiums despite having ZERO long term complications with our dog. Only routine vet visits. I made the switch due to my company offering an employee deal. I was very hesitant to go with a large insurance company, assuming that Nationwide was going to be much more focused on their larger book of business (Home, Auto, Etc.) Since switching to Nationwide I have been amazed each step of the way. They are very quick with handling claims and every customer service representative I have spoken to have been incredible. I am very happy with my switch!
5

out of 5

POSTED: | BY: Lorraine Hubbard

Great

Staff is great
5

out of 5

POSTED: | BY: Gail Fox

Easy to File Claims, Quick & Efficient Service

We've been a Nationwide pet insurance policy holder for many years with two dogs. The service is quick and efficient and claims are easy to file. Reimbursements and explanation of benefits are handled promptly as well.
5

out of 5

POSTED: | BY: John Murano

Nationwide has made is very easy during Ellie’s surgery.

It is my first time having insurance on my pet. Ellie broke her leg and needed surgery. Nationwide made it very easy to submit a claim and get reimbursed.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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