Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Excellent

I have had nothing but great experience with nationwide!
5

out of 5

POSTED: | BY: Karin

Claim processing is a breeze!

Submitting claims for our pet is especially simple! The claims department processes them quickly and any reimbursement is given within days!
5

out of 5

POSTED: | BY: Maritza

Best decision I made was getting this pet insurance

I have peace of mind knowing Nationwide makes it affordable for me to get my dog the care he deserves when he is not as his best. Claim process is always easy and money is reimbursed quickly which helps alot.
5

out of 5

POSTED: | BY: Christina

Thank you for everything

2020 has been a tough year and Covid didn’t help but Nationwide sure did! We didn’t realize how sick Maggie, our Coton de Tulare, was & she passed quickly after her diagnosis but so thankful Nationwide helped us for all our vet costs and cremation! We soon noticed Coco, our Westie was missing Maggie and she needed a check up! Thank you Nationwide for covering her last vet bill. Since I was furloughed due to Covid, I struggled to know if I could cover the bill, but so thankful Nationwide was there to help me.
5

out of 5

POSTED: | BY: Anne R

Highly Recommended

Nationwide is the best insurance. I've had them for years and several pets and ZERO complaints.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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