Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anthony Dinice

Great Improvement

I love how easy it is to use the app to submit claims and also I have noticed the last few have been processed significantly faster than I remember it used to take close to a month lately it’s been within a week or two I am glad to see the claim payout improving timewise.
5

out of 5

POSTED: | BY: Antonio DeJesus

New Claims Process

Thank you so much for updating your new online claim process. It is fantastic! So much easier and efficient!!
5

out of 5

POSTED: | BY: Michael Devine

Nationwide Pet Insurance has been Great !

I was hesitant to but pet insurance wondering what would be covered and what wouldn't. It's not cheap but for us it has proven worth the cost. Customer Service has been great and answered all our questions. Nationwide has covered (90%) of all the claims we have submitted including wellness visits and meds. We are happy we got the insurance coverage and very happy with Nationwide.
5

out of 5

POSTED: | BY: Jane C

Happy to not fret the costs to take care of my fur baby

So happy that cost isn’t the factor for my 14 year old puppy’s care
5

out of 5

POSTED: | BY: Abbey

Great plans and easy claims!

Nationwide's pet insurance program for my three dogs has been totally worth it. I can keep my dogs up-to-date on all their preventative care and have had peace of mind knowing that if they get really sick or hurt, they'll be covered. All the claims that I've submitted have been processed super quick and easy to submit. Actually, I just got a claim update via email while typing this review. Thanks, Nationwide, for helping me keep my dogs healthy and safe!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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