Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Webster

Nationwide is such a great insurance to have, especially during COVID

During job losses and unemployment and COVID, I feel secure knowing that my dog will get her treatment because I have such great pet insurance. My dog has better healthcare than I do :)
5

out of 5

POSTED: | BY: Helaine Quintero

Opinion of Nationwide

I would recommend Nationwide. They make submission of claims very easy. You're refund on services is usually paid within 3 weeks from submission. Many available plans to choose from; multi-pet discounts.
4

out of 5

POSTED: | BY: Ave Glasstetter

Sometimes I have to dispute the claim and I win - not sure what the problem is

Sometimes payment takes a long time - I would recommend but warn folks that you might need to dispute the claim. That should not be.
5

out of 5

POSTED: | BY: Pam Thigpen

Nationwide Pet Insurance has been a blessing!

Nationwide has been a great insurance to carry on my dogs! My claims are handled and paid quickly! Nationwide has been a blessing! Thank you for all you do!
5

out of 5

POSTED: | BY: Pat Moore

The service has been great for 5 years but the website has become a mess over the last few months.

The service has been great all along. The website has not been very good lately. I am not able to access my documents, etc.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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