Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,131

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Great Experience

My 10 year old Golden Retriever Jack tore his ACL and had major surgery to repair. I have had VPI insurance for over 5 years, but had never used it. Within 3 days of Jack's tear, he was in for surgery, my Vet filed the paperwork the next day and I received a claim check within 2 weeks. I agree with other reviewers on this page, that you should do your due diligence on the policy and understand the reimbursement. I did not and once I started reading the policy, I had low expectations. Jack's surgery was over $4,000 and in the end I received all but a small deductable. I couldn't be happier with the claim process and outcome.
5

out of 5

POSTED: | BY: marie

vpi is the best

Read your ins policy. Angus had an hemangioma which was not properly treated after his surgery which left us with multiple vet visits till it became an emergency vet visit. VPI ins helped pay most of the caim. Angus was only 4 years old. He is just fine now. Thanks VPI.
5

out of 5

POSTED: | BY: marie

vpi is the best

Read your ins policy.
5

out of 5

POSTED: | BY: judy

great service

My bg has many health.problems. I thank Vpi ins. For helping me give her all the surgeries and medications that she needs every day. So By and I.both thank you very much
5

out of 5

POSTED: | BY: Anthony

Honest and caring company

Many months (over a year) after the death of my pet I discovered I had not cancelled my coverage or filed many stale claims. When I contacted customer service, they quickly offered to refund all premiums since the death of my pet and also express their sympathy for my lost. When I told them I had claims for many claims over a year old they said, no problem, send them in. Well I never expected to hear back from them. I was wrong, they credited my credit card account with all the premiums overpaid promptly and processed many years of claims within the month. These are honest and caring people.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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