Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nadine

Amazing Coverage and Service

A few months ago I got my puppy. He is this loving little creature I cannot live without (corgi mix). To me he is the best of the best. So I was ready to do everything in my power to make sure this little guy had and has everything he needs, from food, toys, the best VET I could find and insurance coverage. I was recommended to look into insurance coverage by his VET and her assistants. They told me you never know what could happen and the insurance can come in handy. After much research, I decided to insure my puppy with Nationwide. I chose their whole pet with wellness plan. I have to say I am very impressed. My Vets office sends over the claim, within 2 days it is already in the system and approved, within a few days I have a check from nationwide for the amount that was covered. Coolest part is when you log onto your account on their website it tells you exactly how much you will be receiving in check, how much was approved, etc. Yes of course like any insurance they don't cover pre-existing conditions but everything else they take care of.
5

out of 5

POSTED: | BY: Michele

Reimbursement prompt!!

We love our Yorkie and nation wide is so awesome prompt reimbursement and so much help offered answering questions regarding Chatitas diet
5

out of 5

POSTED: | BY: Michael

Great Company, Great Service!!

I no longer have to consider the care of my Dog as a financial decision. During a recent Vet visit, the Vet recommended two different tests to diagnose the skin problem our dog, Lucy, was having. In past years, I would have weighed the cost and chosen the lesser expensive test to minimize the expense. Now I can decide with my Veteranry Professional, the best course of action because we know we are covered. Claims are easy to file and the response time is excellent. I could not be happier with Nationwide and I recommend this insurance to all of my friends.
4

out of 5

POSTED: | BY: Rena

NOT BAD, BUT EXPENSIVE

They are pretty quick with reimbursements. You have to pay attention to their list of covered diseases and surgeries. My policy has a maximum amount per year per disease, but they did pay up. I have an old policy with 100% reimbursement after i meet the $500 deductible. I doubt they offer such a policy any more.
5

out of 5

POSTED: | BY: Kathy

Simply the best

I originally took this policy out to cover any emergencies that might occur. My dog was diagnosed with allergies and is required to take daily medication in addition to twice yearly blood work. I'm reimbursed up to $600 per year. This was a great help to us. Claims are processed quickly and customer service is very helpful and friendly when you call them. I wish my own insurance was this efficient

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review