Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,434

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heidi

Were there when I needed them!

My Boxer has been insured since he was a puppy and that was 7 years ago. Until recently, I never had to use insurance but a few months ago, he was socked with bilateral corneal ulcers and pancreatitis. Nationwide has been great and has covered a vast majority of his claims with quick reimbursement. I'm impressed!
5

out of 5

POSTED: | BY: Ralph

Payment was prompt.

I’ve put through a few claims for my dog and payment has been quick and the entire process could not have been easier.
5

out of 5

POSTED: | BY: Laura

I am very happy with the service.

I am very happy with the service that I have received and the coverage that has been provided to my furry baby. Every time I call, I get a real person. Most of the vet needs for our dog have been cover. I heard nightmare stories regarding other companies providing pet insurance. I have had nothing but great help.
5

out of 5

POSTED: | BY: PYONG

Very smooth process. Fast and easy process for claims!

So far so good. Rate for one year was very reasonable. Not having owned a pet was little confusing but I was able to insure our puppy very easily. I have had several claims and all of them have been paid within 2-3 weeks of submission. Glad, I chose Nationwide!
5

out of 5

POSTED: | BY: Deb

Thank you for the gift of more time with our sweet girl!

VPI helped cover expensive testing and a procedure that bought us some precious time with our beloved Minnie. The platelet injection in both knees has helped her regain movement in her hind limbs. She is far more active, in much less pain, and is expected to live out her normal lifespan. We had been told prior to the platelet procedure to prepare to say goodbye to her within the next several weeks at the most. Now, we're looking at what could easily turn out to be a few more years. Thank you VPI!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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