Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: D

Covered without Anxiety as Aging

Worried as my dog was aging about caring for him, but Nationwide has been by our side and making his care possible. Thank you!
5

out of 5

POSTED: | BY: Nina

If you mean review of claim, perfect

Nationwide is a superb insurance plan for my dog. Each claim I have had to submit has been handled promptly without a problem
5

out of 5

POSTED: | BY: Dina

Great Customer Service with satisfaction.

I am happy to say that it is worth paying Insurance for my puppy; it sure comes in handy when it comes to Nina's vaccinations.
4

out of 5

POSTED: | BY: Kelly

Good Service

Glad to have insurance on my puppy. It definitely came in handy when my dog got very sick! I've been telling all my friends about how lucky I was to buy insurance when I first got my dog and that everyone should think about getting pet insurance just to put your mind at ease if anything were to happen you can afford to help your dog in case of an emergency. Only thing to complain about is some of the exclusions are annoying to have as it doesn't feel "all inclusive" when going to the vet so you're not always covered even if it's recommended from the vet and you won't know that unless you're very detailed in reading the fine print.
1

out of 5

POSTED: | BY: Michaela

There is always a fight to get your money, even with the highest plan that is offered.

Every time I put a claim in through Nationwide, it is always "another 30 day review". It is obvious that they are holding the money reimbursement as long as possible to just keep it invested so the company gets money. It is ridiculous, that even the simplest claim of a flea collar (which my policy strictly states it will cover), there is "additional information needed". I have yet to have a claim where it was super easy and the check came within the 30 days.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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