Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean

Happy with Nationwide

I’m very happy that I decided to buy health insurance through Nationwide!
5

out of 5

POSTED: | BY: Kay

Jake is doing great and his ears are doing much better.

Jake's ears are doing much better and the medicine that the vet gave him is working.
5

out of 5

POSTED: | BY: Eva

Total peace of mind

I am so happy that I went with Nationwide. I researched all the possibilities and couldn't have made a better choice. Everything about interacting with Nationwide has been great. From talking to agents on the phone to submitting claims. The claims are really simple to summit and automatic electronic payments are easy to set up. Nationwide is the best pet insurance available.
5

out of 5

POSTED: | BY: John

Easy claim filing process, quick and efficient response / turnaround

Always easy to work with Nationwide to file claim, and the response is quick and efficient. And the all electronic payment process could not be easier.
4

out of 5

POSTED: | BY: Christy

Love everything except email submission needs WORK!

I have been very pleased with Nationwide’s coverage, the length of time in processing claims, and payment of said claims. The only area I have had quite a bit of difficulty with is emailing my claims. 9 out of 10 times you respond by saying you couldn’t read the claims. I’ve sent the documentation in the appropriate .jpg format and I’ve tried zip file and continuously have difficulties. I’ve taken to submitting all of my claims via VitusVet and that seems to be working well. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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