Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,513

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marian

Excellent Service

I was in a crisis situation my Bella had eaten 20-30 Motrin I called the vet line was given excellent information.. Belles was taken to an emergency Vet Hopital and received wonderful care there .. I submitted my bill and was paid in a timely manner. I am so glad I invested in the insurance for Bella
5

out of 5

POSTED: | BY: Monique

Efficient

I love the efficiency of claims processing and updates. I think you do a great job keeping the claimant informed and up to date.
5

out of 5

POSTED: | BY: Samantha

Having insurance for Scarlett hasn’t taken worry off our shoulders and has kept our puppy safe.

So far, the ease of using Nationwide for Scarlett has been great. Has given us the security of knowing we can have Scarlett taken care of without the fear of cost. I would recommend pet insurance for all pet owners. Our fur babies deserve great care too.
5

out of 5

POSTED: | BY: Laura

Nationwide Pet Insurance has been amazing!

This summer Luger tore his ligament. I have been filing multiple claims for surgery and post surgery care. Nationwide has done a great job in processing the claims and answering any questions I had. I was reimbursed within 3-4 weeks. If you have an animal and you don't have insurance you should and you should use Nationwide!
5

out of 5

POSTED: | BY: Debi

love the coverage but wish she was on Whole Pet as a puppy instead of w aiting until 2 years

We enjoy Nationwide and have it on both of our pets. The coverage is great as long as you can pay upfront for your medical expense. It can take up to a month to get reimbursed so keep that in mind. We travel and it's nice to know that our pets are covered when we are away and have emergencies. I wish Whole Pet would start again as a puppy versus waiting until 2 years old, but otherwise it's an A++++
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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