Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Great! The claims handling is great

I would recommend this insurance to everyone and I do anytime someone is looking for insurance.
5

out of 5

POSTED: | BY: Eric

Nationwide is such a great pet insurance provider!

Signing up for Nationwide Pet Insurance is one of the best things we have done. Filing the claims from our vet is extremely easy and payment is typically sent within 3-4 weeks.
5

out of 5

POSTED: | BY: Melanie

Great Service!

Always great service and I get my questions answered quickly and clearly. Thank you for being so consistent!
5

out of 5

POSTED: | BY: Chris

Wow... Unbelievable service

I can’t be happier about the service Nationwide has provided. They have taken care of every injury, illness and procedure without batting an eye. Plus, they’re customer service is second to none.
5

out of 5

POSTED: | BY: Mary

Overall, very happy with the way things turned out.

In May of 2017 our dog Mickey was diagnosed as having a five and a half pound tumor in his stomach. Emergency surgery was needed to correct the situation. If not for having the policy that we have on Mickey he would not be here today. Very happy with most response times, but sometimes it takes a little longer to process claims. Sometimes our fault. Overall, very happy with the way things turned out. Mickey has been cancer free for just over a year now Thank you very much.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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