Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly

Great insurance, easy claims process

I am just completing the first year Whole Pet with Wellness policy for Barrie Moose. It has saved me quite a bit of money. The first year of a dog's life is rather expensive with multiple wellness visits and vaccines. We also experienced several GI issues which seems to have settled down with the food he is currently on. I already renewed my policy for a second year and plan to keep him enrolled for life. Hopefully, we will not have as many claims next year but it is good to know we are covered should there be an unexpected illness or accident. I look forward to getting another standard poodle puppy next year and will also purchase a Whole Pet with Wellness policy for the new pup. The Vet HelpLine has been very helpful and is a nice perk to have.
5

out of 5

POSTED: | BY: Jacqui

Nationwide Keeps its Promises

I have recommended Nationwide to several friends with pets. It's well worth the money and I appreciate the ease of filling out the claims. We've been paid promptly.
5

out of 5

POSTED: | BY: Chris

Great service. Very responsive and proactive about pet care.

I've been with VPI (Nationwide) for a few years now. I'm pleased with their service and commitment.
5

out of 5

POSTED: | BY: Shelly

Great coverage for the cost

I was glad the medication was covered as well
4

out of 5

POSTED: | BY: Nicholas

Thanks for your financial assistance. It helped keep my buddy with me.

What can I say, Nationwide insurance saved my Labradors life several times. JB has been treated for cancer, diabetes, ingestion of a foreign object and ACL repair.. Without Nationwide Pet Insurance JB wouldn't l be here with us. After ingestion of a foreign object JB had a 5 day inpatient hospital stay costing $13,000 Nationwide took majority of the burden for that visit and allowed me to provide care to JB until he regained his strength. Currently JB is a diabetic relying on 2 injections of insulin per day. The monthly cost of Insulin is roughly $175 and Nationwide covers that cost. Even though JB has so many health related issues , Nationwide premium stayed manageable. Reimbursement for claims is very quick and done on the computer. If your on the fence about insurance coverage for your pet, take my advise its worth every cent. People pay more for cable TV per month than it costs to cover your pet. Think about whats more important. Nationwide I thank you so much for your support. Sincerely,
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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