Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jolene Morgan

Nationwide has been the best thing I…

Nationwide has been the best thing I could have ever done for my 3 dogs. They are timley, friendly and ensure my pets are protected. Customer service is excellent!! Thank you for helping me keep my fur babies healthy!!!
5

out of 5

POSTED: | BY: Marion Gonzalez

Easy and Fast

Uploading claims is quick and easy, just snap a photo of the invoice and click submit claim. My claims are usually reimbursed within a week. Best choice I made for all three of my furkids.
1

out of 5

POSTED: | BY: Victoria Bywaters

Slow reimbursement on claims submitted.

I submitted 5 claims in the last 3 weeks I have yet to be reimbursed! What is your claims department problem. Popr and timely payments. I'm very dissatisfied! Please expedite.
5

out of 5

VETERINARIAN: Animal

POSTED: | BY: kenneth keaton

Ins

Have had NationwidePet ins. From the age of 8 weeks. They are fabulous. Would recommend highly no issues.
3

out of 5

POSTED: | BY: Brian N

I have been with Nationwide for 6 years…

I have been with Nationwide for 6 years now. Our rates increased by over $76 from last year for the whole health plan. They have increased our rates after the first year that we signed up. And it has happened every year. It takes several emails to customer service to get an answer. As far as claims, I had no issues with them until the pharmacy started to put on the forms that prescription price includes taxes. So I have to submit additional information with each claim now.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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