Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mark Rutherford

Highly recommend Nationwide

Excellent customer service. They have been fantastic to work with. They give great explanations for billing questions. I recommend Nationwide to all my friends. I have never had any issues with reimbursement at all. They will email you with updates and even send an email follow up to check on your loved one.
5

out of 5

POSTED: | BY: Kerry Zakula

You make it easy

Always helpful and always quick with claims. You make it easy
5

out of 5

POSTED: | BY: Shauna

Great reassurance

This was such a good decision! Although I have a relatively healthy dog, this has saved me money twice for issues with my pup. Gives me a great sense of comfort to know I don’t have to worry about making the right choice for my pet’s health due to financial constraints.
5

out of 5

POSTED: | BY: Kristin La

Peace of mind

It is such a relief to know that our dog's illnesses, accidents, and preventative care are covered. When I am worried about her, at least I don't need to worry about how I will pay for the vet visit!
5

out of 5

POSTED: | BY: Ronie H

Lifesaver

My dog has had many diagnostic procedures due to her history of stress colitis. This year has cost me well over $1000. Having pet insurance has been a lifesaver and gives us peace of mind, allows us not to have to think twice doing a procedure to benefit my pup.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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