Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sylvia Walker

Wouldn’t go without it!

I’ve had Nationwide (VPI) for several of our dogs. Without it we would have had a financial burden. When nationwide says they’re on your side they mean it. Not just a slogan - it’s what they live by. Customer service is always good, claims are generally paid in a timely and accurate way. I’d give them a higher rating if I could.
2

out of 5

POSTED: | BY: DAVID m

Big Talk, Small Results

Takes way too long to review claims. Have submitted full med records TWICE and still can't get coverage on pre-existing conditions whose statute of limitations have expired.
5

out of 5

POSTED: | BY: James E.

Nationwide is a compassionate life-saving experience that enables us to give our beloved pets the best quality of care.

Not only would we recommend Nationwide, but we have been sharing how grateful we are that we have Nationwide pet insurance. Your outstanding response in our time of need was a life-saver. Of course we did not want to put our young and wonderful dog down when the specialists explained what was needed to save his life. It meant a lot of procedures, tests, and surgery at a huge expense. We had to go into considerable debt and think twice about recommended treatments because of the cost, but we were willing to do this to save our dog's life. As it was, Nationwide stepped up and reimbursed us for 90% of the vet bills and made it possible for our dog to get the best veterinary care without hesitation that we were ultimately able to afford! Baxter, our dog, is back to normal after a serious condition and we appreciate the terrific reputation Nationwide has that we know is well deserved.
5

out of 5

POSTED: | BY: Steve Scott

Good option to have

Like all insurance, pet insurance is great to have if you need it and the company has integrity. For us the cost is manageable. We hope to not need it for an expensive veterinary visit. So far our experience has led us to believe we can count on Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Roberta Straughn

Nationwide has the best Pet Insurance

I work in health insurance and thought why not get pet insurance. I knew I would use it at some point. I just didn't think it would be used as much in 1 short year.. And to think how much Nationwide actually cares. Not only did I get my reimbursement in a quick time frame, I also received and email wishing my dog the best and a speedy recovery. Now that's a company that care about their customers.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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