Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: customer

Disappointed in Nationwide

I initially had Nationwide years ago with reasonable coverage and premiums. Over the years customer service declined, and coverage pricing was a joke. I left the company for better servicing and pricing as I was offered services through work. Since then I switched employers and decided to check out nationwide again…They happily charge two months in advance yet your service doesn’t begin immediately. In addition, they wanted to charge over 3 grand a year for my coverage which I had with them for years. So disappointed in how they are managing this company now. I used to rave about them to other pet parents and even recommended them, can’t say that’s true anymore.
5

out of 5

POSTED: | BY: Kathleen Ritacco

Daniel was extremely helpful

Daniel was extremely helpful. He thoroughly explained our options and helped us pick the coverage we feel is right for us. He knows the business well. He was also compassionate about our recent loss and happy to hear we have a new dog. Very smart and personable young man.
5

out of 5

POSTED: | BY: Jose

Good costumer service and coverage.

Good costumer service and coverage.
5

out of 5

POSTED: | BY: Cheryl

Babby has a job, but is uninsured.

I noticed it while trying to pay my fire insurance. It was easy, navigating the website.
5

out of 5

POSTED: | BY: customer

Process was simple and understand

Process was simple and understand

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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