Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Joan Rozovics

New policy

We have heard good things about nationwide pet insurance. The repersentative we dealt with was impatient with our questions. we recieved our policy n the mail today, Mar 31, 2025 and, our pets name is mispelled even though I Spelled it several time to the rep and she even repeated the spelling back to me
5

out of 5

POSTED: | BY: Nick Santamaria

Kevin was fantastic

Kevin was fantastic! He was extremely informative, professional and answered all of my questions! So glad I talked to him; he made this experience so easy! Thanks again Kevin!
5

out of 5

POSTED: | BY: customer

easy to apply and hopefully a good plan

easy to apply and hopefully a good plan
2

out of 5

POSTED: | BY: K Cox

Manipulated and robbed

I obtained pet insurance for both my dog and my cat. My dog had a dental exclusion. I was told after my dog had his teeth pulled and a cleaning, they would remove that exclusion. He had 19 teeth pulled and all out of pocket due to the exclusion. I was then told that they will not remove the exclusion. In fact, they added several more exclusions that cam AFTER I signed up for insurance which means they should have covered it as it came but instead they just added to the exclusion. Any surgery side of issues would basically not be covered and all of his wellness would cap out which would make having the insurance more expensive than not having it whether from wellness or emergency service needs. I also had insurance for my cat and it cost more to have the insurance than to keep him up to date with other needs. The customer service rep was very kind and turnaround time on claims are quite rapid which is how I ended up with a 2 star rating. Other than that, very manipulative and not worth the money.
5

out of 5

POSTED: | BY: Ricardo Barajas Jr

10/10 would recommend

The salesperson worked with me and helped me with all of my questions. You could really tell he cared about giving me the best experience, and the best coverage for my pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review