5
out of 5
POSTED: | BY: Frank
Great service
Thanks for checking
4.8
out of 5
Number of reviews 24,810
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Paige
Great coverage, claims take too long to process and prices are skyrocketing
I went with Nationwide because they covered pretty much everything even though their prices were high. Submitting a claim is easy, but sometimes it take well over a month to get claim approved. Two things I really don't like that are actually turning me away-the price increase and what they consider "preexisting". First, I understand prices go up, but a 30% price increase overnight? My plan went up $240 for the year, making it totally not worth it anymore. Gradual increases are one thing, 30% increases are robbery. For that reason alone I will not be remaining with Nationwide. The other problem I had was Nationwide looking for any reason to claim something is oreexisitng to not pay out. My dog had allergies in the past, and then got an infection in her skin on her neck. Two separate things, the vet even wrote a note saying one had nothing to do with the other, but they claimed it was preexisting and wouldn't pay out, no matter how many times I fought it. I had to eat the $500 bill, plus pay for the insurance that covered nothing. So between that and the price increase, I will not be sticking with Nationwide.
5
out of 5
POSTED: | BY: Susie
Great Service
Great service, flexible, convenient, helpful support.
5
out of 5
POSTED: | BY: Arrezu
The best pet insurance
I’ve had VPI pet insurance (now Nationwide) for all 3 of my dogs and would no use anyone else.
5
out of 5
POSTED: | BY: Kathleen
Excellent Service
I am very glad that we selected Nationwide. The vet helpline has been a lifesaver for us in times when we could not reach our regular vet. They always give good advice and are very compassionate. My only complaint is in understanding the payments and what is denied or paid and why. I find that a little difficult to track. But overall we are very pleased with Nationwide and are very pleased with our choice.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.