Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teresa Brown

Nationwide Pet Insurance for all of my pets

One of the best decisions I have ever made was getting insurance for my pets. Nationwide has made it so easy, I simply use the app to submit all my pets claims (I have 3 dogs and 2 cats) and submitting the claim takes a minute or less. The time to receive my response is always very fast. Also, when I have any questions the customer service team is always very polite and helpful. They always answer all of my questions. I am so grateful to have the peace of mind that if one of our pets becomes ill, I do not have to stress about the financial burden; my focus can always be on what we can do to help Abby, Rubicon, Junior, Elliot or Harry.
5

out of 5

POSTED: | BY: Susan Henriksson

The claim was processed and paid so quickly, and with such a large expense that was so helpful!

The only thing that could be improved upon is compiling all the documentation and submitting it. It would be nice if the vets office could submit to the insurance company directly.
5

out of 5

POSTED: | BY: Soraida Vargas

Best Pet Insurance

Best Pet Insurance
5

out of 5

POSTED: | BY: Kimberly Deden

Best service

They are always quick with claims and to answer any questions or concerns
5

out of 5

POSTED: | BY: linda R

THANK YOU!

Nationwide Pet Insurance is one of the best decisions I made for Indy, my dog. He's a beautiful mix between a Cavalier and a Shitzu. He is everything to our family. My boys and I were devastated last month to learn that Indy was in congestive heart failure. We rushed him immediately to our Vet, where after testing was performed, the sad news was delivered. We were all in shock, and worked as a team to help Indy through this difficult time. The medication that Indy will be on for the rest of his life has been a life changing event as we work with the dosage. To know that the only decisions that we had to make about Indy was to listen to our Vets advice and not have to worry about the bills was a true comfort. Nationwide promptly reimbursed me, the claims process is easy, and Indy is doing much better. I can't thank Nationwide enough for helping save Indy's life and allowing us to watch over him and just take care of him. He is truly the best puppy ever, even at 11 years old.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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