Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ruby Heard-Bustamonte

Improved

The turn around for payments of claims has tremendously improved. Thank you for that!
5

out of 5

POSTED: | BY: Jaime Trupp

Excellent coverage and easy process

Great experience every time we have submitted any paperwork. The process is simple and that is important as we have busy lives. Thanks!
5

out of 5

POSTED: | BY: Stephanie

I’m so glad I have pet insurance. As my pet gets older it gives me peace of mind.

The claims process is easy. It’s nice to have the comfort of financial help because veterinary costs can be unexpected and pricey.
5

out of 5

POSTED: | BY: William Konczal

Excellent Customer Service

Great customer service. Made filing a claim very easy.
5

out of 5

POSTED: | BY: Erin

Loving everything about this program

Nationwide's stance on care for my dogs has been a wonderful asset. We're now able to more comfortably use preventative care services and love the comfort in knowing we have a plan in place if an emergency happened is invaluable.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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