Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bruce

Customer Service called me back!!!i

Customer service worked for 3 weeks and called me twice with updates to solve a problem. They called me!!!! I did not have to pursue them.
5

out of 5

POSTED: | BY: Helaine

Straightforward claim process and prompt payment

My claim for several vet visits, tests and medications was processed easily and quickly. The explanation of benefits is a little hard to understand, though. But since the total reimbursement seemed fair, I didn’t ask for clarification.
5

out of 5

POSTED: | BY: Lori-Anne

I am so happy with your services! Only wish we could have a better App.

Boss of a company and wonderful for my Aboo. I am please with the speed and thoroughness of my claim.
5

out of 5

POSTED: | BY: LAURA

Claim Process

THE ONLY THING I WOULD WANT CHANGED TO MAKE THIS A BETTER EXPERIENCE IS THAT THIS INSURANCE BE HANDLED LIKE OUR INSURANCE. I DON'T LIKE THAT YOU HAVE TO PAY IN FULL UP FRONT. I HAVE BEEN FORTUNATE ENOUGH TO BE ABLE TO DO THAT BUT PAYING OVER A THOUSAND DOLLARS UP FRONT IS NOT EASY AND I AM SURE IT IS IMPOSSIBLE FOR ALOT OF DOG OWNERS. I SUGGEST NATIONWIDE LOOK INTO PAYING THE VET DIRECTLY TO HELP EASE THE PAIN. AS IT IS, IT'S DIFFICULT DEALING WITH A SICK OR HURT PET AND HAVING TO WORRY IF YOU WILL BE ABLE TO PAY FOR SERVICES NEEDED.
5

out of 5

POSTED: | BY: Laurie

So Far So Good!

I recently submitted a bunch of claims electronically and the turn around time for reimbursement was very fast. I procrastinated about sending in the forms but once I did, I was really impressed with the response from the company and how fast I received payment. I heard good things about Nationwide Pet and they are proving to be as good as they/and others say they are.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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